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Health Care Research
Self-insured health plans: Are they growing?
Auto-IRAs--How much would they help?
Latest update from the EBRI/ICI 401(k) database
The Triple Tax Advantage of HSAs
The EBRI Blog
A fresh perspective on EBRI research, as well as the trends and factors shaping employee benefits.
EBRI Issue Brief – June 2015
When family members help each other out--especially with the Baby Boom generation rapidly entering retirement--which way does the money flow: From old to young, or the other way around? New research from EBRI finds that, overwhelmingly, the generational transfer of money flows downhill: Mostly it’s older family members helping out their younger adult relatives than the other way around. Press release.
EBRI Notes – May 2015
“Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2014,” and “Examining the New Income Measures in the Current Population Survey”
CDHPs: People of have so-called “consumer-driven” and high-deductible health plans tend to be older, more educated, and with higher incomes than those with traditional health plans, according to new research from EBRI. Press release.
Income Measures: A new analysis by EBRI shows that the new questions being used to measure income in the Census Bureau’s Current Population Survey found a significant amount of income from IRAs and 401(k)-type plans was being missed across all levels of income for Americans age 65 or older. Press release.
EBRI Notes – June 2015
“Self-Insured Health Plans: State Variation and Recent Trends by Firm Size, 1996-2013,” and “Auto-IRAs: How Much Would They Increase the Probability of 'Successful' Retirements and Decrease Retirement Deficits? Preliminary Evidence from EBRI’s Retirement Security Projection Model®”
Self-Insured: Will small businesses follow the lead of bigger firms and start self-insuring their medical benefits to avoid the costs of the Patient Protection and Affordable Care Act (PPACA)? So far (up to 2013, the latest data available), there is no evidence that they are doing so, according to new research by EBRI. Press release.
Auto-IRAs: If “automatic IRAs” (individual retirement accounts) were made universal, how significant could their impact be for increasing retirement readiness and reducing the national retirement savings deficit? That depends largely on age, the default contribution rate and the opt-out rate (the percentage of eligible employees who choose not to participate), according to new research by EBRI. Press release.
EBRI Issue Brief – May 2015
Individual Retirement Account Balances, Contributions, and Rollovers, 2013; With Longitudinal Results 2010–2013: The EBRI IRA Database
Assets in individual retirement accounts (IRAs) continue to rise, especially when counting multiple IRA accounts that individuals may have, according to new research by EBRI. Press release.
- 401(k) Valuations Published: July 1, 2015 401(k) Balances and Changes Due to Market Volatility
- Data Book Last Updated: July 2014 A comprehensive collection of the most up-to-date benefit information available